StyQR

Swikly, THE solution for your deposits!

Come and discover Swikly, THE solution for your deposits!

3 min readBy the StyQR team

Did you know that asking for a deposit gives accommodation professionals a real sense of security? ?

Yes, as a host, you are the protector of your small properties: among other things, you spare them cleaning costs, damage and more.

Thanks to Swikly, taking deposits becomes simple.?

Let's forget cheques!

Since 2010, payments by cheque have become increasingly rare. ?

Bank cards, transfers and other digital payment methods are taking their place.

Quite simply because of a cumbersome process, a payment guarantee that offers no real security and a significant environmental impact. ?

Yes, as you know, more and more retailers and banks are now refusing cheques, following unpaid, stolen or bounced cheques...

And that is where the government has said stop and taken the decision to reduce cheque payments. ?

Bear in mind that asking for a deposit cheque to be posted creates friction!

Yes, today the use of the cheque is gradually dying out across France. ?

Team of about fifteen smiling people posing in front of a grey wall covered with portraits

Swikly is THE solution for your deposits

With Swikly, you get a complete, automated deposit management service!

In a nutshell, Swikly replaces deposits paid by cheque, bank transfer or cash in order to protect your properties through online deposit collection. ?

Traditional methods don't work for you? Use the swik, Swikly's clever invention! ?

The swik? It's a banking transaction that secures a rental or a booking by means of an online deposit.

It is created from a card pre-authorisation which, of course, has to be entered by your customer via a secure form.

What's more, it can be secured online for a few hours or even several months! All with amounts secured without any hold or debit, meaning zero impact on bank card limits! ?

And to top it all off, Swikly integrates with your management tools and software (BookingSync, Smoobu, Beds24, Inaxel, eSeason, Osmozis, etc.) to automate your deposit requests and centralise the management of your business. ?

Discover Swikly

To see both practices side by side, here is what changes when the deposit moves from the chequebook to the swik:

CriterionDeposit chequeSwik (Swikly)
Deposit formatPaper cheque sent by the guestCard imprint entered by the guest in a secure form
Payment securityGuarantee with no security: unpaid, stolen or bounced chequesBank transaction that secures the rental or the booking
Guest experienceFriction: ask for it, wait for it, store it, then send it backOnline entry, nothing to post or to store
Impact on the card limitNot applicableNone: amount secured with no hold and no charge
Length of the guaranteeNot applicableFrom a few hours to several months, depending on your settings
Integration with management softwareNot applicableBookingSync, Smoobu, Beds24, Inaxel, eSeason, Osmozis

Frequently asked questions

What exactly is a swik? It is a bank transaction that secures a rental or a booking through an online deposit. It relies on a card imprint that your guest enters themselves in a secure form. No cheque travels through the post, and nothing gets lost between two check-ins.

Is the deposit actually charged to the guest's card? No. The amount is secured with no hold and no charge, so it does not eat into the card limit. Your guest keeps their full spending capacity for groceries and outings during the stay.

How long can a deposit stay secured? From a few hours to several months, depending on what you set. A weekend in a holiday cottage and a seasonal let do not call for the same duration, and the choice is yours.

Why stop asking for a deposit cheque? Because it creates friction: you have to ask for it, wait for it, keep it safe, then send it back. Cheque payments have been declining in France since 2010, and more and more retailers and banks refuse them after unpaid, stolen or bounced cheques. The French government has also decided to cut back on their use.

Does Swikly work with my property management software? Swikly connects to several tools on the market, including BookingSync, Smoobu, Beds24, Inaxel, eSeason and Osmozis. The point is simple: deposit requests go out automatically and everything stays in the same place as your bookings.

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